Introducing

Welcome to PrimeFi, the omnichain lending and borrowing DeFi protocol.

Current market status (16 September 2026): PrimeFi v2 markets on HyperEVM, Base, and XDC are operational. See Market Status.

PrimeFi is an omnichain platform designed to streamline borrowing and lending across supported networks. LayerZero messaging supports cross-chain workflows, but smart contracts, oracles, liquidity, cross-chain messaging, and operational controls all involve risk.

Prime Numbers Labs operates PrimeFi v2 markets on HyperEVM, Base, and XDC.

Why PrimeFi?

Advantage	What it means for you
True Omnichain	Operates natively on Base, HyperEVM and XDC, with more chains coming soon.
Deposit ≠ Loan	Use your collateral where you hold it and receive liquidity where you need it.
Security Practices	Point-in-time smart-contract reviews and LayerZero messaging are part of the protocol's security approach; they do not eliminate protocol or cross-chain risk.
Configured Incentives	Eligible positions may receive PRFI emissions only where the relevant pool is enabled and funded. Liquidators receive the selected reserve's configured collateral bonus, not an automatic PRFI payment.
PRFI NFT Staking	Qualifying users can stake PRFI inside NFTs on Base and participate in currently funded staking rewards under the active rules. See PRFI NFTs.
Prime Numbers Ecosystem	Integrations with PrimeStaking and PrimePort provide additional staking, liquidity, and NFT workflows.

Two protocol versions in the app

Inside the PrimeFi app you'll see a v2 / v3 toggle in the header:

• v2 — PrimeFi (Base, HyperEVM, XDC). Prime Numbers Labs operates these Aave v2-based markets. pLP boosts, PRFI emissions and cross-chain delivery are available only where enabled and funded.

• v3 — Aave v3 markets. PrimeFi-operated XRP testnets on Flare Coston2 and XRPL EVM Testnet. Tokens and rewards in these markets are test-only.

See XRP Testnet Markets for the v3 markets.