> For the complete documentation index, see [llms.txt](https://docs.primefi.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.primefi.xyz/product/primefi-features/key-features-of-primefi.md).

# Key Features of PrimeFi

### PrimeFi: Key Feature Summary

<table><thead><tr><th>Area</th><th width="468">Description</th></tr></thead><tbody><tr><td><strong>Omnichain lending (LayerZero)</strong></td><td>Liquidity supplied on one EVM network can be borrowed against on another. Cross-chain messages are sent through LayerZero; no wrapped assets or third-party bridges are involved.</td></tr><tr><td><strong>PRFI as an OFT</strong></td><td>PRFI follows LayerZero’s <em>Omnichain Fungible Token</em> standard. A single canonical supply is tracked while tokens move natively between chains via Stargate-LayerZero.</td></tr><tr><td><strong>NFT collateral &#x26; marketplace</strong> (post-mainnet launch)</td><td>Selected NFT collections, will be pledged as collateral. Floor-price or oracle valuations set loan-to-value limits, and an internal market handles trading or collateral liquidation.</td></tr><tr><td><strong>Over-collateralised risk model</strong></td><td>Every position must maintain <strong>Health Factor ≥ 1</strong>. Oracle price feeds and interest-index updates recalculate HF on each transaction; the UI surfaces warnings before liquidation thresholds are reached.</td></tr><tr><td><strong>Security controls</strong></td><td>Core money-market code inherits audited Aave v2 contracts. New modules (cross-chain messaging, incentives, NFT logic) undergo independent audits and are covered by a live Immunefi bug-bounty programme. Upgrades use UUPS proxies with timelocks and an emergency pause guardian.</td></tr><tr><td><strong>Documentation &#x26; community tooling</strong></td><td>Self-service resources include step-by-step courses, an AI documentation assistant, and a public forum for support and governance discussions.</td></tr><tr><td><strong>Omnichain gas deposit (for incentives sync)</strong></td><td>Users on non-Base networks pre-deposit a small gas reserve into the protocol. This reserve funds cross-chain message relays, ensuring that sidechain actions (deposits, borrows, repayments, transfers) are reflected on the Base mainchain incentives controller. Rewards remain globally consistent across all supported chains.</td></tr></tbody></table>

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The integration of NFTs will occur after the main features of the protocol are launched on the Mainnet.
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