Liquidations as a Strategy (Advanced)

⚠️ Professional-Level Risk Acting as a liquidator is a specialized role. Mistakes can lead to losses due to slippage, gas costs, or bugs. This section is descriptive, not a recommendation.

Many lending protocols, including PrimeFi‑style designs, reward liquidators with a bonus. When a borrower’s Health Factor falls below 1.0:

  • The position becomes eligible for liquidation.

  • A liquidator can repay a part of the borrower’s debt.

  • In return, the liquidator receives collateral at a discount (the “liquidation bonus”).

How a Liquidation Strategy Could Look

Conceptual steps:

  1. Maintain a reserve of USDC and/or XDC (or whatever assets are commonly borrowed).

  2. Monitor PrimeFi positions programmatically:

    • Watch Health Factor values approaching 1.0.

    • Scan for sudden drops in collateral prices or market-wide volatility.

  3. When a position becomes liquidatable:

    • Submit a liquidation transaction that repays part of the debt.

    • Receive collateral at a discount if the transaction succeeds.

  4. Manage the acquired collateral:

    • Hold it, trade it, or redeploy it, depending on your objectives.

Why Only Advanced Users Should Consider This

  • Timing and gas costs matter; opportunities can vanish quickly.

  • If many liquidators compete, MEV and priority fees become important.

  • Bad parameter choices (e.g., wrong amount repaid, wrong asset routing) can turn a “profitable” liquidation into a loss.

In short, liquidation is a form of market making in protocol risk, not a passive yield strategy.

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